Payment Policy for Piaglasni

Effective Date: March 6, 2025

Welcome to Piaglasni, your trusted provider of high-quality vehicles. Our Payment Policy outlines the payment terms and options available for customers purchasing vehicles through our website or at our dealership. By purchasing a vehicle from us, you agree to abide by the terms outlined in this policy.

Please review the following Payment Policy carefully before completing your transaction.

1. Payment Methods

We offer a variety of payment methods to ensure that your vehicle purchase process is smooth and convenient. The available payment methods include:

1.1. Full Payment

  • Cash: Full payment via cash or certified funds is accepted.
  • Credit/Debit Card: Payments via major credit or debit cards are accepted for vehicle purchases. However, for larger transactions, you may be required to use an alternative payment method such as a bank transfer.
  • Bank Transfer: We accept payments made directly through wire transfers from your bank.

1.2. Financing

If you choose to finance your vehicle, we partner with several reputable financial institutions to offer flexible financing options. The financing terms, including interest rates and loan durations, will vary based on the lender, your credit history, and the vehicle you are purchasing.

  • Financing Application: You can apply for financing online through our website or in person at our dealership.
  • Approval Process: The approval process will require you to provide personal information, including but not limited to your income, credit history, and proof of residency. All financing applications are subject to approval by the lending institution.
  • Loan Terms: Loan terms can range from 24 to 72 months, depending on your financial situation and the vehicle price.

1.3. Leasing

For customers interested in leasing vehicles, we offer leasing options that allow you to drive a car for a specified term and mileage, with the option to purchase the vehicle at the end of the lease term or return it.

  • Lease Terms: The terms of the lease will depend on the make, model, and age of the vehicle. Typical lease durations range from 24 to 48 months.
  • Down Payment: A down payment is usually required at the time of leasing, which will vary based on the vehicle’s value and your credit history.
  • Monthly Payments: Lease payments are calculated based on the vehicle’s depreciation, interest rates, and lease term.

2. Vehicle Pricing and Additional Fees

2.1. Vehicle Price

The price of a vehicle includes the base price of the vehicle itself. However, additional charges may apply, such as taxes, registration fees, and dealer fees. These will be clearly outlined during the sales process.

  • Price Transparency: Piaglasni guarantees that all prices will be clearly communicated. Any optional add-ons or services, such as extended warranties, service packages, or vehicle accessories, will be disclosed to you prior to finalizing your purchase.

2.2. Additional Fees

  • Taxes and Registration: Sales tax, title fees, and registration fees are additional to the purchase price of the vehicle and are required by local and state regulations.
  • Documentation Fees: Piaglasni charges a documentation fee for processing the sale. This fee covers administrative costs associated with vehicle registration, title transfer, and contract preparation.
  • Delivery Fees: If applicable, there may be an additional fee for vehicle delivery. Delivery charges will be disclosed prior to completing your purchase.

2.3. Optional Add-Ons

At the time of purchase, you may choose to add optional services or products to your vehicle. These may include:

  • Extended Warranties: Additional warranty coverage beyond the manufacturer’s standard warranty.
  • Service Packages: Regular maintenance services, oil changes, tire rotations, and other services.
  • Vehicle Accessories: Customization options such as floor mats, roof racks, and more.

These additional costs will be disclosed at the time of purchase, and you are under no obligation to choose these options.

3. Payment Process

3.1. Finalizing the Payment

After selecting your vehicle and agreeing on the purchase price, you will proceed to finalize the payment. For cash payments, full payment is due upon agreement to purchase the vehicle. For financing or leasing, the terms of the financing agreement or lease contract will be presented and signed by both parties.

3.2. Payment Confirmation

Upon receiving payment, we will issue a receipt confirming the payment. If financing or leasing is chosen, the terms of the loan or lease will be confirmed by the lending institution, and you will receive the relevant documentation.

3.3. Payment Deadlines

All payments must be completed within the agreed-upon time frame. For financing and leasing, failure to meet payment deadlines may result in late fees, interest accrual, and potential loss of the vehicle.

4. Refunds

4.1. Refund Eligibility

Refunds are subject to the conditions outlined in our Refund and Returns Policy. If a refund is requested, it will be processed in accordance with the guidelines specified in that policy.

4.2. Refund Processing

Refunds for payments made by credit card, debit card, or bank transfer will be processed to the original payment method. Please note that it may take several business days for the refund to be reflected in your account, depending on the financial institution’s processing times.

4.3. Non-refundable Fees

Certain fees, such as documentation fees, taxes, and registration fees, are non-refundable once the vehicle purchase process has been completed.

5. Payment Security

At Piaglasni, we take the security of your personal and payment information seriously. We utilize secure encryption technologies to protect your data during transactions. However, while we implement industry-standard security measures, no method of transmission over the internet is completely secure. By making payments online or through our dealership, you acknowledge and accept the risks associated with online transactions.

6. Financing and Leasing Terms

6.1. Credit Checks

For financing or leasing applications, we will conduct a credit check with your consent. The terms of the financing agreement, including the interest rate, loan duration, and monthly payment, will depend on the results of the credit check and your financial profile.

6.2. Down Payments

A down payment is generally required for both financing and leasing options. The amount of the down payment will depend on the vehicle’s price, your credit score, and the terms of the financing or leasing agreement.

6.3. Interest Rates and Terms

The interest rate and loan or lease terms will be provided by the lending institution or leasing company. The rates may vary based on your creditworthiness and the type of financing or leasing plan you choose.

7. Contact Us

If you have any questions or need assistance regarding payments, financing, or leasing, please feel free to contact our customer service team.

Thank you for choosing Piaglasni for your vehicle purchase. We are dedicated to providing you with an exceptional experience and ensuring that your payment process is smooth, secure, and hassle-free!